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Based on January 1, 1877 as the Post Office Savings Bank (POSB), the bank was part of the Postal Services Department in the Straits Settlements and was established by the colonial government to supply banking services for lower-income citizens.Headquartered in the General Post Office Building, in Raffles Location, the bank was under the jurisdiction of the Postmaster-General, with bank policies supervised by a group of trustees appointed by the Governor of the Straits Settlement. From 1877 to 1940, the bank had a consistent growth of accounts opened increasing from 211 to 57,000 while total deposits increased from 19,862 to 14.3 million Straits dollars during the very same duration.

Oversea-Chinese Banking Corporation Limited, abbreviated as OCBC Bank, is an openly listed monetary services organisation with its head workplace in Singapore. The “Oversea-Chinese” usage leads numerous to believe erroneously that the bank’s name is misspelled, however this is the correct conventional spelling. OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 branches and offices. OCBC’s Indonesia subsidiary, Bank OCBC NISP, has 630 offices and branches.

In 1932, three banks– Chinese Commercial Bank (1912), Ho Hong Bank (1917), and Oversea-Chinese Bank (1919), combined to form Oversea-Chinese Banking Corporation under the leadership of Tan Ean Kiam and Lee Kong Chian. In the subsequent years, the bank broadened its operations and became the largest bank in South East Asia.

United Overseas Bank Limited (typically known as UOB) is a Singaporean multinational banking organisation locateded in Singapore, with branches mostly discovered in many Southeast Asian countries. Founded in 1935 as United Chinese Bank (UCB) by Sarawak entrepreneur Wee Kheng Chiang, the bank was set up together with a group of Chinese-born business people. The bank is the 3rd biggest bank in South East Asia by overall possessions.